Modern Mortgage
Modern Strategy
Strategic financial planning meets smarter home financing.
How We’re Different
Real Talk: Here’s What Makes Us Modern
Who We Help
Smart Moves
for Every Stage
First Home? Deep Breath.
Turn those “what if’s” into “here’s how”. We’ll guide you through every step and welcome every question.
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Making Your Next Move?
Let’s make it count. Whether you’re sizing up, sizing down, or leveraging your current home more effectively, we’ll help you see around corners.
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Building Wealth?
Real estate investing doesn’t have to be complicated. We’ll share best practices and help create your strongest strategy.
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Let’s Break It Down
Chat about Goals and Process
No mortgage jargon, no sales pitch. Just a real conversation about where you are, where you want to be, and the info we’ll need to help you get there. Bonus: we actually listen.
Set Your Game Plan
We’ll review goals and initial numbers together, dig in deep to the information you’ve provided, and lay out clear options. Because understanding your strategy shouldn’t require a finance degree.
Move with Confidence
Armed with a solid plan, you’ll know exactly what to expect and will have our team’s support behind you. And yes, we really can close in two weeks. (We like to move fast when it makes sense.)
Ready to Start Our Conversation?
Schedule a call to discuss your situation in detail and get the ball rolling.
Schedule a CallWho We Are
The Modern Story: No Fluff Version
We started Modern Mortgage because, frankly, the industry needed a wake-up call. Since 2018, we’ve been proving that mortgages can be strategic, straightforward, and (dare we say it) actually make sense.
Our secret? We combine deep financial know-how with real human conversation. No corporate speak. No pushy sales. Just transparent guidance and strategic thinking.
While our commitment to a people-first approach hasn’t changed, our company and team have evolved over the years. Owner and loan originator, Virginia Shank, lead our team through its iterations and, most recently, decided to focus her energy and impact in helping clients directly. With the support of a powerhouse team, she serves as an advisor people can trust in an industry where trust is in short supply.
Our purchase and refinance loan options span fixed and adjustable rates, conventional, FHA, VA, jumbo, bank statement, and DSCR programs, down payment assistance, custom terms, and more. With a wide spectrum of solutions, highly competitive rates, and low fees, our goal is to help you see the mortgage process as an opportunity. At Modern Mortgage, we don’t just close deals; we open doors to brighter financial futures.
Our Team
The People Behind Your Strategy
Modern Minutes
Quick Knowledge Drops That Actually Help
No time for long lectures? These quick videos break down what you really need to know. Real advice, real strategies, zero fluff. (We keep them short because we value your time, too.)
How do I qualify for a loan?
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What is a credit score?
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History of the word “mortgage”
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Real Stories from Real Clients
Don’t just take our word for it. Here’s what happens when smart mortgage strategy meets real-life situations. (And yes, these are actual clients.)
Our Awards
Marks of Recognition
From national honors to local achievements, our work has been celebrated for excellence in execution and customer experience.
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