Even if You’re “Not Ready” to Buy…
…now is a great time to meet with a lender. Our bankers can take a deep dive with you into your finances to provide a larger picture of how to get “mortgage ready.”
A lender can:
Walk you through what sources may qualify for a down payment (i.e., gifting).
Evaluate your credit and help develop a roadmap toward qualifying.
Educate you on a variety of loans and strategies that can be deployed.
Provide you specifics about how much is needed in savings for a down payment.
Give you an understanding of what it means to be “mortgage ready.”
From developing credit recovery plans to providing information on various down payment savings initiatives, lenders have a dynamic ability to provide roadmaps for you to become a homeowner. Talking to a lender before you’re “ready” to buy can help you feel more confident and less stressed when the time does come to purchase a home.