At Modern Mortgage we are always seeking ways to serve our clients better than the status quo. To help you obtain mortgage financing we’re going to have to collect information from you that is private but it’s important to us that you know what we do with your information, how we protect your information and the choices that you have. Your privacy is our priority and transparency is our policy!
First, we hate bad guys! Since it’s sometimes hard to tell the difference between good guys and bad guys, we do not share or sell your personal information with outside companies for their promotional use. You can check out our Annual Privacy Notice for more information about how we collect, use, and share personal information and what steps you can take to limit the sharing of your information beyond what we already to on your behalf. If we change our policy, we will immediately post it on this site along with the date we updated our policy. Changes are effective when they are posted. We encourage you to check for updates.
Information We Collect
When you visit our website, we may request and collect certain types of information from you including your name, email address, telephone number, mailing address, and site registrations. We may collect information on what pages you visit on our website. We do this part to track trends and usage of our site as well as to make sure that you are actually a human and not a Russian bot.
We may also obtain information from you in conjunction with your loan application. This information can come from a few different sources. It may be information that we collect from you as part of your application. This would include your name, phone number, email address, mailing address, social security number, and financial information. We may also collect information about your transaction from our affiliates, a consumer reporting agency or public sources. This information is collected to help assist you in finding the right mortgage loan for you. All of it is necessary to help your obtain mortgage financing and it is a BIG DEAL to us that we do all we can to keep it safe.
Because of the financial nature of our business, our website is not designed to appeal to anyone under the age of 18. Therefore, we do not knowingly attempt to solicit or receive information from children. With this said, we highly encourage that you remain curious, joyful and optimistic for life.
When Do We Share Information?
In certain circumstances, we may be required to disclose your personal data by law or in response to valid requests by public authorities such as a court. We may ONLY disclose your personal data in the good faith belief that it is necessary to comply with legal actions, prevent or protect against wrongdoing in connection with an application, to protect against legal liability, or to others with your consent.
We may employ third party companies and individuals to help us process and close your mortgage loan. These parties are commonly called Service Providers. These services include, but are not limited to, lenders, investors, title companies, appraisal companies, and verification services. These parties have access to your personal data only to perform specific tasks on our behalf. These service providers are contractually bound to not use or share your information for their independent use. They must safeguard your information by law and we work hard to seek partners that are conscientious and professional.
Links to Other Websites
Protecting Your Information
Modern Mortgage considers your privacy a huge priority. We take this responsibility very seriously since we know there are nefarious characters out there seeking to take over the world. We maintain physical, electronic and procedural industry-recognized safeguards that comply with federal law to protect your personally identifiable information. We provide all employees with privacy training. We limit employee access to your information so that only those who need the information to perform their job duties are authorized to access your information.